Call report 2004Q4
HIGHLAND COMMUNITY BANK — 2004Q4
The 22 measures HIGHLAND COMMUNITY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 101,633,000 | USD | evidence → |
| Total loans | 38,714,000 | USD | evidence → |
| Allowance for loan losses | 1,109,000 | USD | evidence → |
| Securities available for sale | 56,371,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,630,000 | USD | evidence → |
| Interest-bearing deposits | 77,418,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,212,000 | USD | evidence → |
| Equity capital | 11,239,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,939,000 | USD | evidence → |
| Interest expense | 1,013,000 | USD | evidence → |
| Net interest income | 3,926,000 | USD | evidence → |
| Noninterest income | 709,000 | USD | evidence → |
| Noninterest expense | 5,066,000 | USD | evidence → |
| Provision for loan losses | -600,000 | USD | evidence → |
| Pretax income | 198,000 | USD | evidence → |
| Income tax | -355,000 | USD | evidence → |
| Net income | 553,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,392,000 | USD | evidence → |
| Total capital | 11,982,000 | USD | evidence → |
| Risk-weighted assets | 46,646,000 | USD | evidence → |