Call report 2003Q4
HIGHLAND COMMUNITY BANK — 2003Q4
The 22 measures HIGHLAND COMMUNITY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,063,000 | USD | evidence → |
| Total loans | 43,212,000 | USD | evidence → |
| Allowance for loan losses | 1,785,000 | USD | evidence → |
| Securities available for sale | 54,854,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,172,000 | USD | evidence → |
| Interest-bearing deposits | 77,237,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,935,000 | USD | evidence → |
| Equity capital | 15,055,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,488,000 | USD | evidence → |
| Interest expense | 1,045,000 | USD | evidence → |
| Net interest income | 4,443,000 | USD | evidence → |
| Noninterest income | 2,602,000 | USD | evidence → |
| Noninterest expense | 5,363,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,686,000 | USD | evidence → |
| Income tax | 425,000 | USD | evidence → |
| Net income | 1,261,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,412,000 | USD | evidence → |
| Total capital | 15,602,000 | USD | evidence → |
| Risk-weighted assets | 55,913,000 | USD | evidence → |