Call report 2002Q4
HIGHLAND COMMUNITY BANK — 2002Q4
The 22 measures HIGHLAND COMMUNITY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,788,000 | USD | evidence → |
| Total loans | 47,373,000 | USD | evidence → |
| Allowance for loan losses | 1,869,000 | USD | evidence → |
| Securities available for sale | 49,874,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,486,000 | USD | evidence → |
| Interest-bearing deposits | 78,996,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,490,000 | USD | evidence → |
| Equity capital | 14,270,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,271,000 | USD | evidence → |
| Interest expense | 1,687,000 | USD | evidence → |
| Net interest income | 4,584,000 | USD | evidence → |
| Noninterest income | 579,000 | USD | evidence → |
| Noninterest expense | 7,305,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -2,095,000 | USD | evidence → |
| Income tax | -412,000 | USD | evidence → |
| Net income | -1,683,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,149,000 | USD | evidence → |
| Total capital | 14,311,000 | USD | evidence → |
| Risk-weighted assets | 53,532,000 | USD | evidence → |