Call reports 2001
HIGHLAND COMMUNITY BANK — 2001
What HIGHLAND COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 126,431,000 | 123,733,000 | 121,595,000 | 120,825,000 |
| Total loans | 66,792,000 | 59,614,000 | 56,798,000 | 46,440,000 |
| Allowance for loan losses | 2,900,000 | 2,858,000 | 2,861,000 | 1,893,000 |
| Securities available for sale | 36,404,000 | 50,302,000 | 45,336,000 | 42,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,239,000 | 110,699,000 | 108,435,000 | 103,561,000 |
| Interest-bearing deposits | 90,548,000 | 89,727,000 | 87,978,000 | 85,949,000 |
| Noninterest-bearing deposits | 22,691,000 | 20,972,000 | 20,457,000 | 17,612,000 |
| Equity capital | 11,765,000 | 11,474,000 | 11,689,000 | 15,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,380,000 | 4,541,000 | 6,657,000 | 8,457,000 |
| Interest expense | 1,193,000 | 2,107,000 | 2,944,000 | 3,536,000 |
| Net interest income | 1,187,000 | 2,434,000 | 3,713,000 | 4,921,000 |
| Noninterest income | 343,000 | 504,000 | 673,000 | 832,000 |
| Noninterest expense | 1,367,000 | 3,021,000 | 4,609,000 | 7,119,000 |
| Provision for loan losses | 0 | 0 | 0 | -900,000 |
| Pretax income | 169,000 | -77,000 | -217,000 | -64,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 169,000 | -77,000 | -217,000 | -64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,705,000 | 10,468,000 | 10,338,000 | 14,531,000 |
| Total capital | 12,194,000 | 11,771,000 | 11,616,000 | 15,722,000 |
| Risk-weighted assets | 78,921,000 | 63,964,000 | 61,975,000 | 55,884,000 |