Call report 2003Q2
BAY AREA BANK — 2003Q2
The 22 measures BAY AREA BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 406,606,000 | USD | evidence → |
| Total loans | 168,822,000 | USD | evidence → |
| Allowance for loan losses | 7,069,000 | USD | evidence → |
| Securities available for sale | 213,029,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 227,150,000 | USD | evidence → |
| Interest-bearing deposits | 198,467,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,683,000 | USD | evidence → |
| Equity capital | 25,715,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,318,000 | USD | evidence → |
| Interest expense | 2,337,000 | USD | evidence → |
| Net interest income | 6,981,000 | USD | evidence → |
| Noninterest income | 1,176,000 | USD | evidence → |
| Noninterest expense | 3,532,000 | USD | evidence → |
| Provision for loan losses | 2,424,000 | USD | evidence → |
| Pretax income | 2,394,000 | USD | evidence → |
| Income tax | 909,000 | USD | evidence → |
| Net income | 1,485,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,961,000 | USD | evidence → |
| Total capital | 28,801,000 | USD | evidence → |
| Risk-weighted assets | 222,879,000 | USD | evidence → |