Call report 2002Q4
BAY AREA BANK — 2002Q4
The 22 measures BAY AREA BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 402,645,000 | USD | evidence → |
| Total loans | 182,795,000 | USD | evidence → |
| Allowance for loan losses | 6,030,000 | USD | evidence → |
| Securities available for sale | 171,788,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 232,473,000 | USD | evidence → |
| Interest-bearing deposits | 214,367,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,106,000 | USD | evidence → |
| Equity capital | 24,462,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,023,000 | USD | evidence → |
| Interest expense | 6,640,000 | USD | evidence → |
| Net interest income | 16,383,000 | USD | evidence → |
| Noninterest income | 2,424,000 | USD | evidence → |
| Noninterest expense | 7,134,000 | USD | evidence → |
| Provision for loan losses | 3,135,000 | USD | evidence → |
| Pretax income | 8,956,000 | USD | evidence → |
| Income tax | 3,415,000 | USD | evidence → |
| Net income | 5,541,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,420,000 | USD | evidence → |
| Total capital | 28,349,000 | USD | evidence → |
| Risk-weighted assets | 231,171,000 | USD | evidence → |