Call reports 2025
FARMERS STATE BANK, THE — 2025
What FARMERS STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 193,859,000 | 195,583,000 | 198,428,000 | 191,498,000 |
| Total loans | 121,012,000 | 123,497,000 | 126,150,000 | 128,550,000 |
| Allowance for loan losses | 1,684,000 | 1,793,000 | 1,847,000 | 1,933,000 |
| Securities available for sale | 49,149,000 | 47,578,000 | 49,770,000 | 46,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,469,000 | 186,357,000 | 188,076,000 | 180,652,000 |
| Interest-bearing deposits | 143,025,000 | 146,426,000 | 147,342,000 | 141,462,000 |
| Noninterest-bearing deposits | 41,444,000 | 39,931,000 | 40,734,000 | 39,190,000 |
| Equity capital | 6,526,000 | 6,318,000 | 8,332,000 | 9,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,950,000 | 6,003,000 | 9,117,000 | 12,276,000 |
| Interest expense | 756,000 | 1,539,000 | 2,340,000 | 3,095,000 |
| Net interest income | 2,194,000 | 4,464,000 | 6,777,000 | 9,181,000 |
| Noninterest income | 538,000 | 1,059,000 | 1,593,000 | 2,187,000 |
| Noninterest expense | 1,886,000 | 3,798,000 | 5,757,000 | 7,943,000 |
| Provision for loan losses | 117,000 | 267,000 | 407,000 | 658,000 |
| Pretax income | 583,000 | 1,310,000 | 2,048,000 | 2,478,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 583,000 | 1,310,000 | 2,048,000 | 2,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,949,000 | 17,224,000 | 17,364,000 | 17,487,000 |
| Total capital | 18,714,000 | 18,879,000 | 19,180,000 | 19,216,000 |
| Risk-weighted assets | 141,436,000 | 135,002,000 | 145,183,000 | 138,058,000 |