Call reports 2020
FARMERS STATE BANK, THE — 2020
What FARMERS STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 115,250,000 | 128,119,000 | 128,689,000 | 130,824,000 |
| Total loans | 70,663,000 | 72,424,000 | 72,445,000 | 70,648,000 |
| Allowance for loan losses | 1,713,000 | 1,820,000 | 1,907,000 | 1,948,000 |
| Securities available for sale | 30,901,000 | 39,667,000 | 35,396,000 | 42,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,749,000 | 115,961,000 | 115,823,000 | 117,510,000 |
| Interest-bearing deposits | 78,834,000 | 83,671,000 | 82,114,000 | 84,553,000 |
| Noninterest-bearing deposits | 25,915,000 | 32,290,000 | 33,709,000 | 32,957,000 |
| Equity capital | 8,617,000 | 10,276,000 | 10,643,000 | 11,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 2,862,000 | 4,372,000 | 5,884,000 |
| Interest expense | 131,000 | 241,000 | 328,000 | 408,000 |
| Net interest income | 1,298,000 | 2,621,000 | 4,044,000 | 5,476,000 |
| Noninterest income | 346,000 | 651,000 | 989,000 | 1,341,000 |
| Noninterest expense | 1,234,000 | 2,570,000 | 3,812,000 | 5,097,000 |
| Provision for loan losses | 124,000 | 286,000 | 448,000 | 580,000 |
| Pretax income | 465,000 | 760,000 | 1,405,000 | 1,822,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 465,000 | 760,000 | 1,405,000 | 1,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,826,000 | 10,014,000 | 10,560,000 | 10,938,000 |
| Total capital | 10,821,000 | 11,066,000 | 11,588,000 | 12,030,000 |
| Risk-weighted assets | 78,927,000 | 83,399,000 | 81,398,000 | 86,574,000 |