Call reports 2016
FARMERS STATE BANK, THE — 2016
What FARMERS STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 96,871,000 | 93,384,000 | 93,717,000 | 94,558,000 |
| Total loans | 44,316,000 | 45,287,000 | 45,718,000 | 45,491,000 |
| Allowance for loan losses | 891,000 | 959,000 | 975,000 | 965,000 |
| Securities available for sale | 41,255,000 | 36,686,000 | 37,813,000 | 36,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,932,000 | 82,936,000 | 83,000,000 | 85,653,000 |
| Interest-bearing deposits | 67,654,000 | 65,146,000 | 65,145,000 | 67,231,000 |
| Noninterest-bearing deposits | 18,278,000 | 17,790,000 | 17,855,000 | 18,422,000 |
| Equity capital | 8,219,000 | 8,273,000 | 8,167,000 | 6,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,847,000 | 2,819,000 | 3,792,000 |
| Interest expense | 65,000 | 132,000 | 196,000 | 262,000 |
| Net interest income | 841,000 | 1,715,000 | 2,623,000 | 3,530,000 |
| Noninterest income | 308,000 | 642,000 | 969,000 | 1,294,000 |
| Noninterest expense | 990,000 | 1,949,000 | 3,013,000 | 4,122,000 |
| Provision for loan losses | 84,000 | 173,000 | 223,000 | 270,000 |
| Pretax income | 258,000 | 341,000 | 500,000 | 550,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 258,000 | 341,000 | 500,000 | 550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,296,000 | 8,169,000 | 8,247,000 | 8,205,000 |
| Total capital | 8,948,000 | 8,834,000 | 8,927,000 | 8,914,000 |
| Risk-weighted assets | 51,998,000 | 52,959,000 | 54,172,000 | 56,540,000 |