Call reports 2015
FARMERS STATE BANK, THE — 2015
What FARMERS STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 92,935,000 | 93,125,000 | 93,261,000 | 94,857,000 |
| Total loans | 42,878,000 | 43,686,000 | 42,544,000 | 43,277,000 |
| Allowance for loan losses | 886,000 | 885,000 | 860,000 | 816,000 |
| Securities available for sale | 33,674,000 | 38,796,000 | 38,528,000 | 38,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,002,000 | 83,602,000 | 83,437,000 | 84,787,000 |
| Interest-bearing deposits | 65,231,000 | 66,151,000 | 66,038,000 | 66,934,000 |
| Noninterest-bearing deposits | 17,771,000 | 17,451,000 | 17,399,000 | 17,853,000 |
| Equity capital | 7,644,000 | 7,243,000 | 7,544,000 | 7,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 910,000 | 1,820,000 | 2,744,000 | 3,694,000 |
| Interest expense | 65,000 | 131,000 | 196,000 | 261,000 |
| Net interest income | 845,000 | 1,689,000 | 2,548,000 | 3,433,000 |
| Noninterest income | 312,000 | 654,000 | 982,000 | 1,297,000 |
| Noninterest expense | 956,000 | 1,966,000 | 2,986,000 | 4,043,000 |
| Provision for loan losses | 15,000 | 27,000 | 42,000 | 69,000 |
| Pretax income | 209,000 | 373,000 | 511,000 | 626,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 209,000 | 373,000 | 511,000 | 626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,944,000 | 7,949,000 | 8,001,000 | 8,038,000 |
| Total capital | 8,830,000 | 8,610,000 | 8,647,000 | 8,707,000 |
| Risk-weighted assets | 54,213,000 | 52,688,000 | 51,473,000 | 53,421,000 |