Call reports 2014
FARMERS STATE BANK, THE — 2014
What FARMERS STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 88,047,000 | 91,723,000 | 89,228,000 | 89,875,000 |
| Total loans | 41,739,000 | 43,609,000 | 43,575,000 | 43,409,000 |
| Allowance for loan losses | 949,000 | 927,000 | 906,000 | 860,000 |
| Securities available for sale | 32,539,000 | 39,650,000 | 31,969,000 | 36,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,430,000 | 80,520,000 | 79,609,000 | 80,169,000 |
| Interest-bearing deposits | 63,341,000 | 63,584,000 | 63,112,000 | 62,844,000 |
| Noninterest-bearing deposits | 16,089,000 | 16,936,000 | 16,497,000 | 17,325,000 |
| Equity capital | 6,339,000 | 6,958,000 | 7,300,000 | 7,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 888,000 | 1,809,000 | 2,695,000 | 3,614,000 |
| Interest expense | 73,000 | 147,000 | 219,000 | 284,000 |
| Net interest income | 815,000 | 1,662,000 | 2,476,000 | 3,330,000 |
| Noninterest income | 306,000 | 643,000 | 1,048,000 | 1,309,000 |
| Noninterest expense | 871,000 | 1,754,000 | 2,692,000 | 3,723,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 253,000 | 549,000 | 809,000 | 867,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 253,000 | 549,000 | 809,000 | 867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,304,000 | 7,517,000 | 7,723,000 | 7,734,000 |
| Total capital | 7,908,000 | 8,125,000 | 8,334,000 | 8,354,000 |
| Risk-weighted assets | 47,978,000 | 48,332,000 | 48,563,000 | 49,338,000 |