Call reports 2013
FARMERS STATE BANK, THE — 2013
What FARMERS STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 87,043,000 | 84,671,000 | 85,712,000 | 86,955,000 |
| Total loans | 38,997,000 | 39,605,000 | 40,345,000 | 41,690,000 |
| Allowance for loan losses | 1,048,000 | 1,037,000 | 1,029,000 | 941,000 |
| Securities available for sale | 27,246,000 | 37,308,000 | 31,799,000 | 33,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,063,000 | 76,444,000 | 77,784,000 | 78,992,000 |
| Interest-bearing deposits | 61,263,000 | 60,941,000 | 62,413,000 | 63,507,000 |
| Noninterest-bearing deposits | 16,800,000 | 15,503,000 | 15,371,000 | 15,485,000 |
| Equity capital | 6,646,000 | 5,908,000 | 5,622,000 | 5,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,677,000 | 2,536,000 | 3,424,000 |
| Interest expense | 94,000 | 180,000 | 264,000 | 344,000 |
| Net interest income | 754,000 | 1,497,000 | 2,272,000 | 3,080,000 |
| Noninterest income | 282,000 | 609,000 | 928,000 | 1,242,000 |
| Noninterest expense | 899,000 | 1,800,000 | 2,689,000 | 3,761,000 |
| Provision for loan losses | 13,000 | 13,000 | 13,000 | 13,000 |
| Pretax income | 209,000 | 395,000 | 462,000 | 495,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 209,000 | 395,000 | 462,000 | 495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,092,000 | 7,140,000 | 7,118,000 | 7,051,000 |
| Total capital | 7,672,000 | 7,708,000 | 7,715,000 | 7,654,000 |
| Risk-weighted assets | 45,940,000 | 44,931,000 | 47,311,000 | 47,925,000 |