Call reports 2012
FARMERS STATE BANK, THE — 2012
What FARMERS STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 83,730,000 | 84,281,000 | 84,839,000 | 85,279,000 |
| Total loans | 36,624,000 | 36,975,000 | 37,813,000 | 38,613,000 |
| Allowance for loan losses | 1,011,000 | 1,008,000 | 1,009,000 | 1,043,000 |
| Securities available for sale | 36,182,000 | 37,321,000 | 38,296,000 | 36,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,780,000 | 75,144,000 | 75,278,000 | 76,128,000 |
| Interest-bearing deposits | 59,749,000 | 60,352,000 | 60,223,000 | 60,088,000 |
| Noninterest-bearing deposits | 15,031,000 | 14,792,000 | 15,055,000 | 16,040,000 |
| Equity capital | 6,583,000 | 6,770,000 | 7,207,000 | 6,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 867,000 | 1,720,000 | 2,585,000 | 3,457,000 |
| Interest expense | 120,000 | 237,000 | 347,000 | 451,000 |
| Net interest income | 747,000 | 1,483,000 | 2,238,000 | 3,006,000 |
| Noninterest income | 267,000 | 595,000 | 903,000 | 1,204,000 |
| Noninterest expense | 774,000 | 1,647,000 | 2,506,000 | 3,558,000 |
| Provision for loan losses | 6,000 | 11,000 | 19,000 | 35,000 |
| Pretax income | 305,000 | 605,000 | 845,000 | 974,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 305,000 | 605,000 | 845,000 | 974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,557,000 | 6,618,000 | 6,858,000 | 6,884,000 |
| Total capital | 7,086,000 | 7,146,000 | 7,386,000 | 7,437,000 |
| Risk-weighted assets | 41,829,000 | 41,745,000 | 41,752,000 | 43,727,000 |