Call reports 2011
FARMERS STATE BANK, THE — 2011
What FARMERS STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 75,953,000 | 79,644,000 | 79,374,000 | 80,788,000 |
| Total loans | 37,239,000 | 37,631,000 | 37,236,000 | 36,623,000 |
| Allowance for loan losses | 1,078,000 | 1,056,000 | 1,014,000 | 998,000 |
| Securities available for sale | 27,581,000 | 34,847,000 | 30,611,000 | 31,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,855,000 | 69,749,000 | 70,520,000 | 72,012,000 |
| Interest-bearing deposits | 53,144,000 | 55,073,000 | 54,582,000 | 56,303,000 |
| Noninterest-bearing deposits | 14,711,000 | 14,676,000 | 15,938,000 | 15,709,000 |
| Equity capital | 5,639,000 | 6,188,000 | 6,468,000 | 6,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 908,000 | 1,830,000 | 2,741,000 | 3,635,000 |
| Interest expense | 146,000 | 284,000 | 409,000 | 527,000 |
| Net interest income | 762,000 | 1,546,000 | 2,332,000 | 3,108,000 |
| Noninterest income | 244,000 | 522,000 | 810,000 | 1,293,000 |
| Noninterest expense | 827,000 | 1,700,000 | 2,515,000 | 3,657,000 |
| Provision for loan losses | 6,000 | 11,000 | 44,000 | 50,000 |
| Pretax income | 180,000 | 421,000 | 716,000 | 890,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 421,000 | 716,000 | 890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,043,000 | 6,166,000 | 6,355,000 | 6,251,000 |
| Total capital | 6,679,000 | 6,755,000 | 6,869,000 | 6,782,000 |
| Risk-weighted assets | 50,398,000 | 46,638,000 | 40,590,000 | 42,040,000 |