Call reports 2010
FARMERS STATE BANK, THE — 2010
What FARMERS STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 70,205,000 | 73,965,000 | 72,500,000 | 74,152,000 |
| Total loans | 38,609,000 | 38,018,000 | 37,348,000 | 37,679,000 |
| Allowance for loan losses | 1,159,000 | 1,219,000 | 1,266,000 | 1,066,000 |
| Securities available for sale | 20,253,000 | 24,611,000 | 28,229,000 | 28,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,622,000 | 63,637,000 | 63,845,000 | 65,925,000 |
| Interest-bearing deposits | 46,719,000 | 50,208,000 | 50,656,000 | 52,203,000 |
| Noninterest-bearing deposits | 12,903,000 | 13,429,000 | 13,189,000 | 13,722,000 |
| Equity capital | 6,208,000 | 5,914,000 | 6,216,000 | 5,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 835,000 | 1,759,000 | 2,670,000 | 3,573,000 |
| Interest expense | 148,000 | 310,000 | 478,000 | 639,000 |
| Net interest income | 687,000 | 1,449,000 | 2,192,000 | 2,934,000 |
| Noninterest income | 278,000 | 585,000 | 832,000 | 1,094,000 |
| Noninterest expense | 861,000 | 1,735,000 | 2,614,000 | 3,638,000 |
| Provision for loan losses | 66,000 | 132,000 | 160,000 | 28,000 |
| Pretax income | 178,000 | 327,000 | 647,000 | 759,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 178,000 | 327,000 | 647,000 | 759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,091,000 | 5,754,000 | 6,035,000 | 5,923,000 |
| Total capital | 6,705,000 | 6,399,000 | 6,671,000 | 6,462,000 |
| Risk-weighted assets | 48,564,000 | 51,065,000 | 50,260,000 | 42,565,000 |