Call reports 2009
FARMERS STATE BANK, THE — 2009
What FARMERS STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 66,268,000 | 65,322,000 | 64,255,000 | 67,028,000 |
| Total loans | 38,114,000 | 38,917,000 | 38,750,000 | 38,482,000 |
| Allowance for loan losses | 1,022,000 | 1,049,000 | 1,100,000 | 1,121,000 |
| Securities available for sale | 16,983,000 | 19,525,000 | 19,109,000 | 16,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,451,000 | 56,906,000 | 55,166,000 | 56,578,000 |
| Interest-bearing deposits | 44,219,000 | 44,058,000 | 43,063,000 | 43,800,000 |
| Noninterest-bearing deposits | 14,232,000 | 12,848,000 | 12,103,000 | 12,778,000 |
| Equity capital | 5,792,000 | 5,794,000 | 6,270,000 | 6,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 1,904,000 | 2,835,000 | 3,739,000 |
| Interest expense | 154,000 | 302,000 | 447,000 | 591,000 |
| Net interest income | 816,000 | 1,602,000 | 2,388,000 | 3,148,000 |
| Noninterest income | 258,000 | 556,000 | 837,000 | 1,124,000 |
| Noninterest expense | 859,000 | 1,698,000 | 2,556,000 | 3,546,000 |
| Provision for loan losses | 65,000 | 129,000 | 196,000 | 270,000 |
| Pretax income | 203,000 | 431,000 | 700,000 | 810,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 203,000 | 431,000 | 700,000 | 810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,698,000 | 5,803,000 | 5,976,000 | 5,970,000 |
| Total capital | 6,277,000 | 6,400,000 | 6,568,000 | 6,583,000 |
| Risk-weighted assets | 45,885,000 | 47,302,000 | 46,825,000 | 48,526,000 |