Call reports 2008
FARMERS STATE BANK, THE — 2008
What FARMERS STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 63,291,000 | 65,275,000 | 66,744,000 | 67,101,000 |
| Total loans | 37,619,000 | 37,620,000 | 37,604,000 | 37,632,000 |
| Allowance for loan losses | 862,000 | 922,000 | 915,000 | 944,000 |
| Securities available for sale | 16,588,000 | 20,402,000 | 19,478,000 | 22,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,584,000 | 58,116,000 | 56,159,000 | 57,385,000 |
| Interest-bearing deposits | 40,277,000 | 42,318,000 | 41,624,000 | 42,650,000 |
| Noninterest-bearing deposits | 15,307,000 | 15,798,000 | 14,535,000 | 14,735,000 |
| Equity capital | 5,670,000 | 5,223,000 | 5,644,000 | 5,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,032,000 | 2,045,000 | 3,071,000 | 4,088,000 |
| Interest expense | 244,000 | 441,000 | 628,000 | 804,000 |
| Net interest income | 788,000 | 1,604,000 | 2,443,000 | 3,284,000 |
| Noninterest income | 258,000 | 552,000 | 814,000 | 1,092,000 |
| Noninterest expense | 766,000 | 1,582,000 | 2,396,000 | 3,403,000 |
| Provision for loan losses | 63,000 | 164,000 | 228,000 | 295,000 |
| Pretax income | 206,000 | 399,000 | 609,000 | 636,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 206,000 | 399,000 | 609,000 | 636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,724,000 | 5,733,000 | 5,878,000 | 5,548,000 |
| Total capital | 6,281,000 | 6,300,000 | 6,455,000 | 6,130,000 |
| Risk-weighted assets | 44,278,000 | 45,027,000 | 45,832,000 | 46,161,000 |