Call reports 2007
FARMERS STATE BANK, THE — 2007
What FARMERS STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 61,768,000 | 63,345,000 | 64,505,000 | 63,684,000 |
| Total loans | 35,998,000 | 38,571,000 | 38,479,000 | 38,163,000 |
| Allowance for loan losses | 767,000 | 781,000 | 818,000 | 796,000 |
| Securities available for sale | 18,109,000 | 17,988,000 | 17,282,000 | 16,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,334,000 | 54,784,000 | 57,206,000 | 56,323,000 |
| Interest-bearing deposits | 39,669,000 | 39,953,000 | 43,260,000 | 41,274,000 |
| Noninterest-bearing deposits | 14,665,000 | 14,831,000 | 13,946,000 | 15,049,000 |
| Equity capital | 5,274,000 | 4,702,000 | 5,181,000 | 5,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 2,029,000 | 3,120,000 | 4,206,000 |
| Interest expense | 271,000 | 541,000 | 847,000 | 1,144,000 |
| Net interest income | 716,000 | 1,488,000 | 2,273,000 | 3,062,000 |
| Noninterest income | 235,000 | 514,000 | 779,000 | 1,056,000 |
| Noninterest expense | 656,000 | 1,473,000 | 2,237,000 | 3,164,000 |
| Provision for loan losses | 20,000 | 216,000 | 285,000 | 330,000 |
| Pretax income | 251,000 | 289,000 | 495,000 | 600,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 251,000 | 289,000 | 495,000 | 600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,604,000 | 5,446,000 | 5,582,000 | 5,518,000 |
| Total capital | 6,132,000 | 6,005,000 | 6,152,000 | 6,082,000 |
| Risk-weighted assets | 41,988,000 | 44,533,000 | 45,389,000 | 44,857,000 |