Call reports 2006
FARMERS STATE BANK, THE — 2006
What FARMERS STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 56,153,000 | 56,788,000 | 57,512,000 | 60,154,000 |
| Total loans | 31,650,000 | 33,116,000 | 33,735,000 | 34,319,000 |
| Allowance for loan losses | 726,000 | 748,000 | 767,000 | 781,000 |
| Securities available for sale | 17,898,000 | 17,520,000 | 17,824,000 | 18,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,041,000 | 49,782,000 | 50,216,000 | 51,295,000 |
| Interest-bearing deposits | 35,901,000 | 36,488,000 | 36,273,000 | 37,146,000 |
| Noninterest-bearing deposits | 13,140,000 | 13,294,000 | 13,943,000 | 14,149,000 |
| Equity capital | 4,877,000 | 4,629,000 | 5,047,000 | 4,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 867,000 | 1,812,000 | 2,757,000 | 3,742,000 |
| Interest expense | 185,000 | 395,000 | 610,000 | 855,000 |
| Net interest income | 682,000 | 1,417,000 | 2,147,000 | 2,887,000 |
| Noninterest income | 199,000 | 427,000 | 627,000 | 847,000 |
| Noninterest expense | 646,000 | 1,324,000 | 2,038,000 | 2,968,000 |
| Provision for loan losses | 20,000 | 39,000 | 58,000 | 179,000 |
| Pretax income | 215,000 | 429,000 | 626,000 | 559,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 215,000 | 429,000 | 626,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,415,000 | 5,452,000 | 5,583,000 | 5,353,000 |
| Total capital | 5,898,000 | 5,953,000 | 6,091,000 | 5,865,000 |
| Risk-weighted assets | 38,369,000 | 39,812,000 | 40,344,000 | 40,685,000 |