Call reports 2005
FARMERS STATE BANK, THE — 2005
What FARMERS STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 53,960,000 | 54,175,000 | 53,705,000 | 55,718,000 |
| Total loans | 29,832,000 | 29,366,000 | 29,881,000 | 30,757,000 |
| Allowance for loan losses | 635,000 | 658,000 | 677,000 | 711,000 |
| Securities available for sale | 18,166,000 | 18,978,000 | 17,877,000 | 17,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,471,000 | 46,046,000 | 45,354,000 | 48,787,000 |
| Interest-bearing deposits | 34,720,000 | 34,864,000 | 33,479,000 | 35,959,000 |
| Noninterest-bearing deposits | 10,751,000 | 11,182,000 | 11,875,000 | 12,828,000 |
| Equity capital | 4,910,000 | 5,130,000 | 5,126,000 | 4,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 783,000 | 1,578,000 | 2,410,000 | 3,274,000 |
| Interest expense | 125,000 | 263,000 | 417,000 | 589,000 |
| Net interest income | 658,000 | 1,315,000 | 1,993,000 | 2,685,000 |
| Noninterest income | 189,000 | 409,000 | 604,000 | 824,000 |
| Noninterest expense | 591,000 | 1,263,000 | 1,922,000 | 2,801,000 |
| Provision for loan losses | 20,000 | 39,000 | 73,000 | 114,000 |
| Pretax income | 236,000 | 422,000 | 590,000 | 582,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 236,000 | 422,000 | 590,000 | 582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,286,000 | 5,352,000 | 5,444,000 | 5,200,000 |
| Total capital | 5,734,000 | 5,801,000 | 5,898,000 | 5,670,000 |
| Risk-weighted assets | 35,660,000 | 35,741,000 | 36,108,000 | 37,360,000 |