Call reports 2004
FARMERS STATE BANK, THE — 2004
What FARMERS STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 55,178,000 | 54,282,000 | 54,853,000 | 53,595,000 |
| Total loans | 27,632,000 | 28,461,000 | 28,634,000 | 29,679,000 |
| Allowance for loan losses | 567,000 | 624,000 | 615,000 | 601,000 |
| Securities available for sale | 19,705,000 | 20,458,000 | 16,540,000 | 18,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,425,000 | 45,621,000 | 45,482,000 | 44,089,000 |
| Interest-bearing deposits | 34,493,000 | 35,396,000 | 34,841,000 | 34,018,000 |
| Noninterest-bearing deposits | 9,932,000 | 10,225,000 | 10,641,000 | 10,071,000 |
| Equity capital | 5,255,000 | 4,681,000 | 5,404,000 | 4,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,564,000 | 2,352,000 | 3,143,000 |
| Interest expense | 132,000 | 262,000 | 384,000 | 506,000 |
| Net interest income | 635,000 | 1,302,000 | 1,968,000 | 2,637,000 |
| Noninterest income | 201,000 | 408,000 | 602,000 | 810,000 |
| Noninterest expense | 614,000 | 1,258,000 | 1,811,000 | 2,844,000 |
| Provision for loan losses | 60,000 | 90,000 | 90,000 | 140,000 |
| Pretax income | 180,000 | 380,000 | 660,000 | 455,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 380,000 | 660,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,058,000 | 5,212,000 | 5,458,000 | 5,051,000 |
| Total capital | 5,453,000 | 5,615,000 | 5,867,000 | 5,490,000 |
| Risk-weighted assets | 31,443,000 | 31,986,000 | 32,480,000 | 34,982,000 |