Call reports 2003
FARMERS STATE BANK, THE — 2003
What FARMERS STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 49,713,000 | 53,439,000 | 53,980,000 | 53,939,000 |
| Total loans | 26,729,000 | 27,367,000 | 27,420,000 | 27,348,000 |
| Allowance for loan losses | 584,000 | 561,000 | 562,000 | 550,000 |
| Securities available for sale | 16,760,000 | 18,034,000 | 18,507,000 | 19,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,694,000 | 42,791,000 | 43,471,000 | 43,530,000 |
| Interest-bearing deposits | 33,488,000 | 33,710,000 | 34,289,000 | 33,949,000 |
| Noninterest-bearing deposits | 8,206,000 | 9,081,000 | 9,182,000 | 9,581,000 |
| Equity capital | 5,043,000 | 5,097,000 | 4,929,000 | 4,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,439,000 | 2,165,000 | 2,919,000 |
| Interest expense | 179,000 | 339,000 | 490,000 | 630,000 |
| Net interest income | 554,000 | 1,100,000 | 1,675,000 | 2,289,000 |
| Noninterest income | 153,000 | 345,000 | 512,000 | 710,000 |
| Noninterest expense | 605,000 | 1,191,000 | 1,803,000 | 2,524,000 |
| Provision for loan losses | 48,000 | 80,000 | 96,000 | 151,000 |
| Pretax income | 56,000 | 176,000 | 290,000 | 358,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 176,000 | 290,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,781,000 | 4,842,000 | 4,914,000 | 4,953,000 |
| Total capital | 5,175,000 | 5,248,000 | 5,322,000 | 5,342,000 |
| Risk-weighted assets | 31,333,000 | 32,304,000 | 32,514,000 | 30,974,000 |