Call reports 2025
MUTUAL SAVINGS AND LOAN ASSOCIATION — 2025
What MUTUAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 37,894,000 | 37,106,000 | 36,150,000 | 37,380,000 |
| Total loans | 30,995,000 | 31,138,000 | 31,459,000 | 30,904,000 |
| Allowance for loan losses | 185,000 | 185,000 | 185,000 | 185,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,475,000 | 19,720,000 | 18,801,000 | 20,083,000 |
| Interest-bearing deposits | 18,956,000 | 18,268,000 | 17,092,000 | 17,939,000 |
| Noninterest-bearing deposits | 1,519,000 | 1,452,000 | 1,709,000 | 2,144,000 |
| Equity capital | 17,334,000 | 17,297,000 | 17,253,000 | 17,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 806,000 | 1,184,000 | 1,577,000 |
| Interest expense | 81,000 | 143,000 | 190,000 | 242,000 |
| Net interest income | 330,000 | 663,000 | 994,000 | 1,335,000 |
| Noninterest income | 9,000 | 5,000 | 26,000 | 34,000 |
| Noninterest expense | 377,000 | 751,000 | 1,159,000 | 1,549,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -38,000 | -83,000 | -139,000 | -180,000 |
| Income tax | -8,000 | -16,000 | -28,000 | -21,000 |
| Net income | -30,000 | -67,000 | -111,000 | -159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,334,000 | 17,297,000 | 17,253,000 | 17,209,000 |
| Total capital | 17,519,000 | 17,482,000 | 17,438,000 | 17,394,000 |
| Risk-weighted assets | 17,743,000 | 17,794,000 | 17,898,000 | 17,629,000 |