Call reports 2024
MUTUAL SAVINGS AND LOAN ASSOCIATION — 2024
What MUTUAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 35,920,000 | 35,513,000 | 35,088,000 | 43,962,000 |
| Total loans | 32,152,000 | 31,724,000 | 30,989,000 | 30,810,000 |
| Allowance for loan losses | 200,000 | 200,000 | 185,000 | 185,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,378,000 | 20,491,000 | 21,031,000 | 29,879,000 |
| Interest-bearing deposits | 12,686,000 | 19,251,000 | 19,313,000 | 18,958,000 |
| Noninterest-bearing deposits | 8,692,000 | 1,240,000 | 1,718,000 | 10,921,000 |
| Equity capital | 13,998,000 | 13,992,000 | 13,957,000 | 13,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 360,000 | 726,000 | 1,093,000 | 1,462,000 |
| Interest expense | 88,000 | 185,000 | 291,000 | 389,000 |
| Net interest income | 272,000 | 541,000 | 802,000 | 1,073,000 |
| Noninterest income | 9,000 | 16,000 | 24,000 | 33,000 |
| Noninterest expense | 303,000 | 588,000 | 902,000 | 1,233,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -22,000 | -31,000 | -76,000 | -127,000 |
| Income tax | -4,000 | -7,000 | -17,000 | -27,000 |
| Net income | -18,000 | -24,000 | -59,000 | -100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,998,000 | 13,992,000 | 13,957,000 | 13,916,000 |
| Total capital | 14,198,000 | 14,192,000 | 14,142,000 | 14,101,000 |
| Risk-weighted assets | 19,569,000 | 19,276,000 | 19,223,000 | 18,856,000 |