Call reports 2023
MUTUAL SAVINGS AND LOAN ASSOCIATION — 2023
What MUTUAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 38,553,000 | 37,131,000 | 37,988,000 | 35,769,000 |
| Total loans | 33,604,000 | 32,253,000 | 32,137,000 | 32,178,000 |
| Allowance for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,510,000 | 23,106,000 | 23,340,000 | 21,177,000 |
| Interest-bearing deposits | 15,095,000 | 13,687,000 | 13,198,000 | 12,328,000 |
| Noninterest-bearing deposits | 9,415,000 | 9,419,000 | 10,142,000 | 8,849,000 |
| Equity capital | 13,952,000 | 13,995,000 | 14,010,000 | 14,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 370,000 | 749,000 | 1,121,000 | 1,489,000 |
| Interest expense | 14,000 | 34,000 | 86,000 | 160,000 |
| Net interest income | 356,000 | 715,000 | 1,035,000 | 1,329,000 |
| Noninterest income | 9,000 | 17,000 | 24,000 | 37,000 |
| Noninterest expense | 337,000 | 650,000 | 957,000 | 1,257,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 82,000 | 102,000 | 109,000 |
| Income tax | 6,000 | 17,000 | 22,000 | 23,000 |
| Net income | 22,000 | 65,000 | 80,000 | 86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,952,000 | 13,995,000 | 14,010,000 | 14,016,000 |
| Total capital | 14,152,000 | 14,195,000 | 14,210,000 | 14,216,000 |
| Risk-weighted assets | 20,034,000 | 19,562,000 | 19,374,000 | 19,191,000 |