Call reports 2022
MUTUAL SAVINGS AND LOAN ASSOCIATION — 2022
What MUTUAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 44,365,000 | 44,748,000 | 43,679,000 | 39,141,000 |
| Total loans | 31,582,000 | 32,995,000 | 33,820,000 | 33,699,000 |
| Allowance for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,276,000 | 30,671,000 | 29,569,000 | 25,040,000 |
| Interest-bearing deposits | 21,294,000 | 20,351,000 | 19,080,000 | 15,286,000 |
| Noninterest-bearing deposits | 8,982,000 | 10,320,000 | 10,489,000 | 9,754,000 |
| Equity capital | 13,864,000 | 13,888,000 | 13,921,000 | 13,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 315,000 | 649,000 | 1,030,000 | 1,428,000 |
| Interest expense | 13,000 | 27,000 | 40,000 | 54,000 |
| Net interest income | 302,000 | 622,000 | 990,000 | 1,374,000 |
| Noninterest income | 20,000 | 32,000 | 41,000 | 186,000 |
| Noninterest expense | 284,000 | 586,000 | 920,000 | 1,440,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 68,000 | 111,000 | 120,000 |
| Income tax | 8,000 | 14,000 | 24,000 | 24,000 |
| Net income | 30,000 | 54,000 | 87,000 | 96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,864,000 | 13,888,000 | 13,921,000 | 13,930,000 |
| Total capital | 14,064,000 | 14,088,000 | 14,121,000 | 14,130,000 |
| Risk-weighted assets | 19,332,000 | 20,144,000 | 21,158,000 | 20,271,000 |