Call reports 2021
MUTUAL SAVINGS AND LOAN ASSOCIATION — 2021
What MUTUAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 45,879,000 | 45,332,000 | 45,455,000 | 45,295,000 |
| Total loans | 37,060,000 | 33,757,000 | 32,686,000 | 32,321,000 |
| Allowance for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,000 | 7,000 | 6,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,028,000 | 31,441,000 | 31,492,000 | 31,201,000 |
| Interest-bearing deposits | 28,786,000 | 28,846,000 | 28,863,000 | 28,873,000 |
| Noninterest-bearing deposits | 2,242,000 | 2,595,000 | 2,629,000 | 2,328,000 |
| Equity capital | 13,733,000 | 13,772,000 | 13,805,000 | 13,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 363,000 | 709,000 | 1,044,000 | 1,371,000 |
| Interest expense | 19,000 | 33,000 | 47,000 | 61,000 |
| Net interest income | 344,000 | 676,000 | 997,000 | 1,310,000 |
| Noninterest income | 7,000 | 13,000 | 15,000 | 20,000 |
| Noninterest expense | 295,000 | 583,000 | 864,000 | 1,148,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 56,000 | 106,000 | 148,000 | 182,000 |
| Income tax | 12,000 | 23,000 | 32,000 | 37,000 |
| Net income | 44,000 | 83,000 | 116,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,733,000 | 13,772,000 | 13,805,000 | 13,834,000 |
| Total capital | 13,933,000 | 13,972,000 | 14,005,000 | 14,034,000 |
| Risk-weighted assets | 22,453,000 | 20,834,000 | 19,948,000 | 19,654,000 |