Call reports 2020
MUTUAL SAVINGS AND LOAN ASSOCIATION — 2020
What MUTUAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 49,850,000 | 45,004,000 | 45,614,000 | 44,404,000 |
| Total loans | 43,722,000 | 41,254,000 | 39,433,000 | 38,311,000 |
| Allowance for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,000 | 9,000 | 8,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,457,000 | 27,769,000 | 30,745,000 | 29,531,000 |
| Interest-bearing deposits | 27,239,000 | 25,451,000 | 27,988,000 | 27,760,000 |
| Noninterest-bearing deposits | 2,217,000 | 2,318,000 | 2,757,000 | 1,771,000 |
| Equity capital | 13,510,000 | 13,566,000 | 13,629,000 | 13,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 469,000 | 900,000 | 1,309,000 | 1,698,000 |
| Interest expense | 95,000 | 159,000 | 204,000 | 239,000 |
| Net interest income | 374,000 | 741,000 | 1,105,000 | 1,459,000 |
| Noninterest income | 9,000 | 17,000 | 24,000 | 32,000 |
| Noninterest expense | 310,000 | 613,000 | 904,000 | 1,190,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 73,000 | 145,000 | 225,000 | 301,000 |
| Income tax | 16,000 | 31,000 | 48,000 | 64,000 |
| Net income | 57,000 | 114,000 | 177,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,510,000 | 13,566,000 | 13,629,000 | 13,689,000 |
| Total capital | 13,710,000 | 13,766,000 | 13,829,000 | 13,889,000 |
| Risk-weighted assets | 26,209,000 | 24,841,000 | 23,918,000 | 23,062,000 |