Call reports 2019
MUTUAL SAVINGS AND LOAN ASSOCIATION — 2019
What MUTUAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 51,521,000 | 49,466,000 | 50,010,000 | 49,053,000 |
| Total loans | 45,849,000 | 45,977,000 | 45,496,000 | 44,798,000 |
| Allowance for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,000 | 11,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,168,000 | 35,032,000 | 34,948,000 | 32,913,000 |
| Interest-bearing deposits | 33,775,000 | 32,393,000 | 32,473,000 | 30,952,000 |
| Noninterest-bearing deposits | 2,393,000 | 2,639,000 | 2,475,000 | 1,961,000 |
| Equity capital | 13,292,000 | 13,337,000 | 13,393,000 | 13,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 1,007,000 | 1,509,000 | 2,003,000 |
| Interest expense | 146,000 | 294,000 | 433,000 | 548,000 |
| Net interest income | 354,000 | 713,000 | 1,076,000 | 1,455,000 |
| Noninterest income | 7,000 | 14,000 | 21,000 | 29,000 |
| Noninterest expense | 297,000 | 606,000 | 905,000 | 1,217,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 121,000 | 192,000 | 267,000 |
| Income tax | 14,000 | 26,000 | 41,000 | 57,000 |
| Net income | 50,000 | 95,000 | 151,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,292,000 | 13,337,000 | 13,393,000 | 13,452,000 |
| Total capital | 13,492,000 | 13,537,000 | 13,593,000 | 13,652,000 |
| Risk-weighted assets | 28,059,000 | 28,055,000 | 27,409,000 | 26,658,000 |