Call reports 2018
MUTUAL SAVINGS AND LOAN ASSOCIATION — 2018
What MUTUAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 44,321,000 | 49,258,000 | 45,922,000 | 49,122,000 |
| Total loans | 41,146,000 | 42,058,000 | 42,139,000 | 43,474,000 |
| Allowance for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,000 | 13,000 | 12,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,965,000 | 33,846,000 | 31,769,000 | 32,262,000 |
| Interest-bearing deposits | 26,824,000 | 31,375,000 | 29,305,000 | 30,508,000 |
| Noninterest-bearing deposits | 2,141,000 | 2,471,000 | 2,464,000 | 1,754,000 |
| Equity capital | 13,068,000 | 13,130,000 | 13,193,000 | 13,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 443,000 | 896,000 | 1,363,000 | 1,825,000 |
| Interest expense | 77,000 | 167,000 | 262,000 | 373,000 |
| Net interest income | 366,000 | 729,000 | 1,101,000 | 1,452,000 |
| Noninterest income | 9,000 | 15,000 | 24,000 | 30,000 |
| Noninterest expense | 300,000 | 590,000 | 891,000 | 1,186,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000 | 154,000 | 234,000 | 296,000 |
| Income tax | 16,000 | 33,000 | 50,000 | 63,000 |
| Net income | 59,000 | 121,000 | 184,000 | 233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,068,000 | 13,130,000 | 13,193,000 | 13,242,000 |
| Total capital | 13,268,000 | 13,330,000 | 13,393,000 | 13,442,000 |
| Risk-weighted assets | 25,085,000 | 25,785,000 | 26,138,000 | 26,509,000 |