Call reports 2017
MUTUAL SAVINGS AND LOAN ASSOCIATION — 2017
What MUTUAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 45,885,000 | 45,768,000 | 46,117,000 | 44,429,000 |
| Total loans | 43,045,000 | 42,403,000 | 41,574,000 | 41,620,000 |
| Allowance for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,000 | 14,000 | 14,000 | 13,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,429,000 | 29,261,000 | 29,184,000 | 26,512,000 |
| Interest-bearing deposits | 27,220,000 | 27,131,000 | 26,950,000 | 24,580,000 |
| Noninterest-bearing deposits | 2,209,000 | 2,130,000 | 2,234,000 | 1,932,000 |
| Equity capital | 12,788,000 | 12,856,000 | 12,917,000 | 13,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 919,000 | 1,371,000 | 1,824,000 |
| Interest expense | 54,000 | 111,000 | 172,000 | 237,000 |
| Net interest income | 406,000 | 808,000 | 1,199,000 | 1,587,000 |
| Noninterest income | 7,000 | 13,000 | 21,000 | 46,000 |
| Noninterest expense | 305,000 | 609,000 | 915,000 | 1,218,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 108,000 | 212,000 | 305,000 | 415,000 |
| Income tax | 37,000 | 73,000 | 105,000 | 123,000 |
| Net income | 71,000 | 139,000 | 200,000 | 292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,788,000 | 12,856,000 | 12,917,000 | 13,009,000 |
| Total capital | 12,988,000 | 13,056,000 | 13,117,000 | 13,209,000 |
| Risk-weighted assets | 26,275,000 | 25,938,000 | 25,490,000 | 25,493,000 |