Call reports 2016
MUTUAL SAVINGS AND LOAN ASSOCIATION — 2016
What MUTUAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 44,331,000 | 44,803,000 | 45,565,000 | 45,341,000 |
| Total loans | 41,451,000 | 41,473,000 | 42,773,000 | 42,535,000 |
| Allowance for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,000 | 16,000 | 15,000 | 15,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,758,000 | 27,160,000 | 27,418,000 | 25,683,000 |
| Interest-bearing deposits | 24,358,000 | 24,878,000 | 24,913,000 | 23,869,000 |
| Noninterest-bearing deposits | 2,400,000 | 2,282,000 | 2,505,000 | 1,814,000 |
| Equity capital | 12,500,000 | 12,560,000 | 12,637,000 | 12,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 465,000 | 918,000 | 1,365,000 | 1,821,000 |
| Interest expense | 41,000 | 83,000 | 126,000 | 172,000 |
| Net interest income | 424,000 | 835,000 | 1,239,000 | 1,649,000 |
| Noninterest income | 14,000 | 23,000 | 30,000 | 37,000 |
| Noninterest expense | 340,000 | 669,000 | 963,000 | 1,260,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 98,000 | 189,000 | 306,000 | 426,000 |
| Income tax | 34,000 | 65,000 | 105,000 | 145,000 |
| Net income | 64,000 | 124,000 | 201,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,500,000 | 12,560,000 | 12,637,000 | 12,717,000 |
| Total capital | 12,700,000 | 12,760,000 | 12,837,000 | 12,917,000 |
| Risk-weighted assets | 25,560,000 | 25,811,000 | 26,314,000 | 26,176,000 |