Call reports 2015
MUTUAL SAVINGS AND LOAN ASSOCIATION — 2015
What MUTUAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 38,378,000 | 40,249,000 | 40,032,000 | 42,591,000 |
| Total loans | 36,284,000 | 37,066,000 | 36,928,000 | 39,773,000 |
| Allowance for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,000 | 17,000 | 17,000 | 16,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,531,000 | 24,356,000 | 23,745,000 | 25,082,000 |
| Interest-bearing deposits | 20,542,000 | 21,204,000 | 20,518,000 | 22,928,000 |
| Noninterest-bearing deposits | 2,989,000 | 3,152,000 | 3,227,000 | 2,154,000 |
| Equity capital | 12,265,000 | 12,326,000 | 12,382,000 | 12,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 806,000 | 1,222,000 | 1,637,000 |
| Interest expense | 26,000 | 53,000 | 80,000 | 109,000 |
| Net interest income | 369,000 | 753,000 | 1,142,000 | 1,528,000 |
| Noninterest income | 38,000 | 54,000 | 69,000 | 84,000 |
| Noninterest expense | 297,000 | 604,000 | 923,000 | 1,251,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 95,000 | 188,000 | 273,000 | 346,000 |
| Income tax | 33,000 | 65,000 | 94,000 | 113,000 |
| Net income | 62,000 | 123,000 | 179,000 | 233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,265,000 | 12,326,000 | 12,382,000 | 12,436,000 |
| Total capital | 12,465,000 | 12,526,000 | 12,582,000 | 12,636,000 |
| Risk-weighted assets | 21,868,000 | 22,132,000 | 22,385,000 | 24,311,000 |