Call reports 2014
MUTUAL SAVINGS AND LOAN ASSOCIATION — 2014
What MUTUAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 36,808,000 | 38,510,000 | 38,500,000 | 38,441,000 |
| Total loans | 34,671,000 | 36,366,000 | 36,451,000 | 36,361,000 |
| Allowance for loan losses | 185,000 | 185,000 | 185,000 | 185,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,000 | 19,000 | 18,000 | 18,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,219,000 | 22,598,000 | 23,224,000 | 22,817,000 |
| Interest-bearing deposits | 20,007,000 | 20,346,000 | 20,571,000 | 20,521,000 |
| Noninterest-bearing deposits | 3,212,000 | 2,252,000 | 2,653,000 | 2,296,000 |
| Equity capital | 11,954,000 | 12,030,000 | 12,106,000 | 12,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 388,000 | 790,000 | 1,202,000 | 1,619,000 |
| Interest expense | 24,000 | 50,000 | 76,000 | 102,000 |
| Net interest income | 364,000 | 740,000 | 1,126,000 | 1,517,000 |
| Noninterest income | 8,000 | 16,000 | 24,000 | 62,000 |
| Noninterest expense | 280,000 | 549,000 | 827,000 | 1,111,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 92,000 | 207,000 | 323,000 | 468,000 |
| Income tax | 32,000 | 71,000 | 111,000 | 159,000 |
| Net income | 60,000 | 136,000 | 212,000 | 309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,954,000 | 12,030,000 | 12,106,000 | 12,203,000 |
| Total capital | 12,139,000 | 12,215,000 | 12,291,000 | 12,388,000 |
| Risk-weighted assets | 21,570,000 | 22,270,000 | 22,288,000 | 22,108,000 |