Call reports 2013
MUTUAL SAVINGS AND LOAN ASSOCIATION — 2013
What MUTUAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 31,872,000 | 32,208,000 | 34,390,000 | 36,181,000 |
| Total loans | 30,157,000 | 30,382,000 | 31,757,000 | 33,707,000 |
| Allowance for loan losses | 185,000 | 185,000 | 185,000 | 185,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,000 | 20,000 | 20,000 | 19,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,087,000 | 19,071,000 | 20,491,000 | 20,660,000 |
| Interest-bearing deposits | 17,030,000 | 17,013,000 | 17,012,000 | 18,885,000 |
| Noninterest-bearing deposits | 2,057,000 | 2,058,000 | 3,479,000 | 1,775,000 |
| Equity capital | 11,711,000 | 11,765,000 | 11,825,000 | 11,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 736,000 | 1,111,000 | 1,496,000 |
| Interest expense | 20,000 | 39,000 | 56,000 | 76,000 |
| Net interest income | 347,000 | 697,000 | 1,055,000 | 1,420,000 |
| Noninterest income | 13,000 | 22,000 | 35,000 | 45,000 |
| Noninterest expense | 277,000 | 553,000 | 832,000 | 1,107,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 83,000 | 166,000 | 258,000 | 358,000 |
| Income tax | 28,000 | 57,000 | 89,000 | 120,000 |
| Net income | 55,000 | 109,000 | 169,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,711,000 | 11,765,000 | 11,825,000 | 11,894,000 |
| Total capital | 11,896,000 | 11,950,000 | 12,010,000 | 12,079,000 |
| Risk-weighted assets | 17,895,000 | 18,229,000 | 19,373,000 | 20,860,000 |