Call reports 2012
MUTUAL SAVINGS AND LOAN ASSOCIATION — 2012
What MUTUAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 33,218,000 | 32,327,000 | 32,885,000 | 32,300,000 |
| Total loans | 29,652,000 | 29,568,000 | 30,741,000 | 29,824,000 |
| Allowance for loan losses | 185,000 | 185,000 | 185,000 | 185,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 24,000 | 21,000 | 21,000 | 21,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,765,000 | 19,821,000 | 19,806,000 | 19,261,000 |
| Interest-bearing deposits | 18,542,000 | 17,546,000 | 17,909,000 | 17,279,000 |
| Noninterest-bearing deposits | 2,223,000 | 2,275,000 | 1,897,000 | 1,982,000 |
| Equity capital | 11,444,000 | 11,504,000 | 11,572,000 | 11,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 809,000 | 1,198,000 | 1,582,000 |
| Interest expense | 36,000 | 66,000 | 95,000 | 119,000 |
| Net interest income | 387,000 | 743,000 | 1,103,000 | 1,463,000 |
| Noninterest income | 13,000 | 26,000 | 40,000 | 59,000 |
| Noninterest expense | 294,000 | 567,000 | 838,000 | 1,091,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 5,000 |
| Pretax income | 106,000 | 197,000 | 300,000 | 426,000 |
| Income tax | 38,000 | 69,000 | 104,000 | 146,000 |
| Net income | 68,000 | 128,000 | 196,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,444,000 | 11,504,000 | 11,572,000 | 11,656,000 |
| Total capital | 11,629,000 | 11,689,000 | 11,757,000 | 11,841,000 |
| Risk-weighted assets | 18,070,000 | 17,773,000 | 18,295,000 | 17,555,000 |