Call reports 2012
CALIFORNIA COMMUNITY BANK — 2012
What CALIFORNIA COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 247,069,000 | 245,582,000 | 235,992,000 |
| Total loans | 168,952,000 | 172,629,000 | 177,800,000 |
| Allowance for loan losses | 3,499,000 | 3,340,000 | 4,892,000 |
| Securities available for sale | 18,466,000 | 17,265,000 | 15,998,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 220,219,000 | 218,453,000 | 209,263,000 |
| Interest-bearing deposits | 168,529,000 | 166,985,000 | 159,217,000 |
| Noninterest-bearing deposits | 51,690,000 | 51,468,000 | 50,046,000 |
| Equity capital | 25,918,000 | 26,334,000 | 25,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 2,521,000 | 5,078,000 | 7,631,000 |
| Interest expense | 387,000 | 733,000 | 1,062,000 |
| Net interest income | 2,134,000 | 4,345,000 | 6,569,000 |
| Noninterest income | 103,000 | 194,000 | 283,000 |
| Noninterest expense | 1,793,000 | 3,358,000 | 4,822,000 |
| Provision for loan losses | 157,000 | 330,000 | 1,910,000 |
| Pretax income | 287,000 | 851,000 | 120,000 |
| Income tax | 200,000 | 450,000 | 162,000 |
| Net income | 87,000 | 401,000 | -42,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 25,026,000 | 25,644,000 | 24,918,000 |
| Total capital | 27,273,000 | 27,940,000 | 27,269,000 |
| Risk-weighted assets | 178,467,000 | 182,644,000 | 185,516,000 |