Call reports 2011
CALIFORNIA COMMUNITY BANK — 2011
What CALIFORNIA COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 238,566,000 | 235,705,000 | 241,581,000 | 243,775,000 |
| Total loans | 154,416,000 | 154,157,000 | 153,484,000 | 159,687,000 |
| Allowance for loan losses | 3,014,000 | 3,049,000 | 3,129,000 | 3,342,000 |
| Securities available for sale | 22,913,000 | 22,325,000 | 21,455,000 | 19,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,843,000 | 209,694,000 | 214,984,000 | 217,128,000 |
| Interest-bearing deposits | 156,875,000 | 161,930,000 | 162,430,000 | 167,551,000 |
| Noninterest-bearing deposits | 52,968,000 | 47,764,000 | 52,554,000 | 49,577,000 |
| Equity capital | 24,763,000 | 25,201,000 | 25,754,000 | 25,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,467,000 | 4,816,000 | 7,263,000 | 9,723,000 |
| Interest expense | 427,000 | 854,000 | 1,281,000 | 1,702,000 |
| Net interest income | 2,040,000 | 3,962,000 | 5,982,000 | 8,021,000 |
| Noninterest income | 96,000 | 204,000 | 320,000 | 432,000 |
| Noninterest expense | 1,805,000 | 3,425,000 | 4,947,000 | 6,430,000 |
| Provision for loan losses | 30,000 | 65,000 | 145,000 | 485,000 |
| Pretax income | 301,000 | 676,000 | 1,210,000 | 1,538,000 |
| Income tax | 132,000 | 295,000 | 522,000 | 674,000 |
| Net income | 169,000 | 381,000 | 688,000 | 864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,001,000 | 24,435,000 | 24,899,000 | 25,152,000 |
| Total capital | 26,064,000 | 26,516,000 | 26,956,000 | 27,287,000 |
| Risk-weighted assets | 164,045,000 | 165,500,000 | 163,454,000 | 169,605,000 |