Call reports 2010
CALIFORNIA COMMUNITY BANK — 2010
What CALIFORNIA COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 236,022,000 | 218,556,000 | 226,837,000 | 222,165,000 |
| Total loans | 162,347,000 | 158,465,000 | 158,517,000 | 149,178,000 |
| Allowance for loan losses | 2,789,000 | 2,914,000 | 2,964,000 | 2,984,000 |
| Securities available for sale | 11,796,000 | 13,374,000 | 12,265,000 | 25,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,792,000 | 190,862,000 | 198,557,000 | 193,712,000 |
| Interest-bearing deposits | 169,011,000 | 150,357,000 | 154,913,000 | 150,491,000 |
| Noninterest-bearing deposits | 38,781,000 | 40,505,000 | 43,644,000 | 43,221,000 |
| Equity capital | 23,435,000 | 23,882,000 | 24,397,000 | 24,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,547,000 | 5,076,000 | 7,628,000 | 10,170,000 |
| Interest expense | 662,000 | 1,167,000 | 1,640,000 | 2,082,000 |
| Net interest income | 1,885,000 | 3,909,000 | 5,988,000 | 8,088,000 |
| Noninterest income | 79,000 | 166,000 | 264,000 | 358,000 |
| Noninterest expense | 1,672,000 | 3,320,000 | 4,919,000 | 6,549,000 |
| Provision for loan losses | 32,000 | 157,000 | 207,000 | 227,000 |
| Pretax income | 260,000 | 598,000 | 1,126,000 | 1,670,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 260,000 | 598,000 | 1,126,000 | 1,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,449,000 | 22,527,000 | 23,364,000 | 23,887,000 |
| Total capital | 24,754,000 | 24,735,000 | 25,462,000 | 25,885,000 |
| Risk-weighted assets | 183,910,000 | 175,911,000 | 166,936,000 | 158,820,000 |