Call reports 2009
CALIFORNIA COMMUNITY BANK — 2009
What CALIFORNIA COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 184,126,000 | 181,781,000 | 204,037,000 | 220,638,000 |
| Total loans | 140,347,000 | 149,407,000 | 157,566,000 | 164,524,000 |
| Allowance for loan losses | 1,781,000 | 1,941,000 | 2,123,000 | 2,840,000 |
| Securities available for sale | 15,844,000 | 14,550,000 | 13,519,000 | 12,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,917,000 | 153,532,000 | 175,665,000 | 192,602,000 |
| Interest-bearing deposits | 126,145,000 | 121,976,000 | 147,929,000 | 160,678,000 |
| Noninterest-bearing deposits | 29,772,000 | 31,556,000 | 27,736,000 | 31,924,000 |
| Equity capital | 23,264,000 | 23,213,000 | 23,343,000 | 23,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,367,000 | 4,816,000 | 7,386,000 | 10,072,000 |
| Interest expense | 928,000 | 1,763,000 | 2,592,000 | 3,396,000 |
| Net interest income | 1,439,000 | 3,053,000 | 4,794,000 | 6,676,000 |
| Noninterest income | 86,000 | 183,000 | 279,000 | 366,000 |
| Noninterest expense | 1,629,000 | 3,268,000 | 4,902,000 | 6,389,000 |
| Provision for loan losses | 145,000 | 305,000 | 487,000 | 1,204,000 |
| Pretax income | -249,000 | -337,000 | -316,000 | -551,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -250,000 | -338,000 | -317,000 | -552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,677,000 | 22,633,000 | 22,682,000 | 22,324,000 |
| Total capital | 24,501,000 | 24,617,000 | 24,853,000 | 24,613,000 |
| Risk-weighted assets | 154,269,000 | 162,087,000 | 175,005,000 | 182,585,000 |