Call reports 2008
CALIFORNIA COMMUNITY BANK — 2008
What CALIFORNIA COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 145,956,000 | 148,265,000 | 168,389,000 | 174,744,000 |
| Total loans | 121,562,000 | 128,962,000 | 137,324,000 | 137,685,000 |
| Allowance for loan losses | 1,423,000 | 1,517,000 | 1,632,000 | 1,636,000 |
| Securities available for sale | 8,981,000 | 13,244,000 | 13,218,000 | 16,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,122,000 | 118,536,000 | 140,462,000 | 146,508,000 |
| Interest-bearing deposits | 97,433,000 | 93,642,000 | 110,811,000 | 118,829,000 |
| Noninterest-bearing deposits | 24,689,000 | 24,894,000 | 29,651,000 | 27,679,000 |
| Equity capital | 23,230,000 | 22,904,000 | 23,064,000 | 23,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,356,000 | 4,642,000 | 7,065,000 | 9,589,000 |
| Interest expense | 1,052,000 | 1,908,000 | 2,803,000 | 3,818,000 |
| Net interest income | 1,304,000 | 2,734,000 | 4,262,000 | 5,771,000 |
| Noninterest income | 59,000 | 121,000 | 201,000 | 299,000 |
| Noninterest expense | 1,285,000 | 2,821,000 | 4,355,000 | 5,846,000 |
| Provision for loan losses | 65,000 | 159,000 | 284,000 | 288,000 |
| Pretax income | 13,000 | -125,000 | -176,000 | -64,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 13,000 | -126,000 | -177,000 | -65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,254,000 | 23,157,000 | 23,148,000 | 22,954,000 |
| Total capital | 24,720,000 | 24,717,000 | 24,823,000 | 24,633,000 |
| Risk-weighted assets | 131,157,000 | 135,997,000 | 147,497,000 | 149,731,000 |