Call reports 2007
CALIFORNIA COMMUNITY BANK — 2007
What CALIFORNIA COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 123,891,000 | 129,058,000 | 136,909,000 | 141,705,000 |
| Total loans | 95,882,000 | 102,388,000 | 111,081,000 | 116,209,000 |
| Allowance for loan losses | 1,121,000 | 1,168,000 | 1,267,000 | 1,358,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,486,000 | 105,309,000 | 112,574,000 | 117,764,000 |
| Interest-bearing deposits | 80,799,000 | 86,555,000 | 95,054,000 | 98,713,000 |
| Noninterest-bearing deposits | 19,687,000 | 18,754,000 | 17,520,000 | 19,051,000 |
| Equity capital | 22,719,000 | 22,988,000 | 23,055,000 | 23,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,231,000 | 4,513,000 | 6,958,000 | 9,435,000 |
| Interest expense | 947,000 | 1,902,000 | 2,935,000 | 4,054,000 |
| Net interest income | 1,284,000 | 2,611,000 | 4,023,000 | 5,381,000 |
| Noninterest income | 42,000 | 85,000 | 133,000 | 189,000 |
| Noninterest expense | 1,191,000 | 2,422,000 | 3,770,000 | 4,988,000 |
| Provision for loan losses | 54,000 | 101,000 | 200,000 | 291,000 |
| Pretax income | 81,000 | 173,000 | 186,000 | 291,000 |
| Income tax | -29,000 | -44,000 | -44,000 | -44,000 |
| Net income | 110,000 | 217,000 | 230,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,719,000 | 22,988,000 | 23,055,000 | 23,200,000 |
| Total capital | 23,879,000 | 24,195,000 | 24,363,000 | 24,600,000 |
| Risk-weighted assets | 104,933,000 | 111,867,000 | 122,515,000 | 127,506,000 |