Call reports 2006
CALIFORNIA COMMUNITY BANK — 2006
What CALIFORNIA COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 111,768,000 | 109,373,000 | 130,045,000 | 129,938,000 |
| Total loans | 75,869,000 | 79,352,000 | 81,649,000 | 88,234,000 |
| Allowance for loan losses | 943,000 | 1,002,000 | 1,052,000 | 1,067,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,880,000 | 87,138,000 | 107,381,000 | 106,643,000 |
| Interest-bearing deposits | 71,085,000 | 69,571,000 | 88,415,000 | 89,219,000 |
| Noninterest-bearing deposits | 18,795,000 | 17,567,000 | 18,966,000 | 17,424,000 |
| Equity capital | 21,538,000 | 21,802,000 | 22,096,000 | 22,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,674,000 | 3,592,000 | 5,696,000 | 7,997,000 |
| Interest expense | 536,000 | 1,240,000 | 2,046,000 | 3,089,000 |
| Net interest income | 1,138,000 | 2,352,000 | 3,650,000 | 4,908,000 |
| Noninterest income | 26,000 | 53,000 | 84,000 | 114,000 |
| Noninterest expense | 918,000 | 1,892,000 | 2,925,000 | 4,066,000 |
| Provision for loan losses | 131,000 | 190,000 | 240,000 | 255,000 |
| Pretax income | 115,000 | 323,000 | 569,000 | 701,000 |
| Income tax | 0 | 1,000 | 1,000 | -299,000 |
| Net income | 115,000 | 322,000 | 568,000 | 1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,538,000 | 21,802,000 | 22,096,000 | 22,568,000 |
| Total capital | 22,514,000 | 22,837,000 | 23,181,000 | 23,674,000 |
| Risk-weighted assets | 84,147,000 | 86,196,000 | 92,221,000 | 99,826,000 |