Call reports 2004
CALIFORNIA COMMUNITY BANK — 2004
What CALIFORNIA COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 30,309,000 | 38,671,000 | 45,293,000 | 52,327,000 |
| Total loans | 14,977,000 | 21,968,000 | 28,508,000 | 36,891,000 |
| Allowance for loan losses | 197,000 | 290,000 | 361,000 | 403,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,210,000 | 28,924,000 | 35,892,000 | 43,029,000 |
| Interest-bearing deposits | 13,919,000 | 18,275,000 | 23,663,000 | 33,538,000 |
| Noninterest-bearing deposits | 6,291,000 | 10,649,000 | 12,229,000 | 9,491,000 |
| Equity capital | 9,942,000 | 9,525,000 | 9,208,000 | 8,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 218,000 | 515,000 | 943,000 | 1,496,000 |
| Interest expense | 36,000 | 96,000 | 190,000 | 328,000 |
| Net interest income | 182,000 | 419,000 | 753,000 | 1,168,000 |
| Noninterest income | 7,000 | 16,000 | 29,000 | 41,000 |
| Noninterest expense | 554,000 | 1,123,000 | 1,716,000 | 2,532,000 |
| Provision for loan losses | 69,000 | 162,000 | 233,000 | 275,000 |
| Pretax income | -434,000 | -850,000 | -1,167,000 | -1,598,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -434,000 | -851,000 | -1,168,000 | -1,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,942,000 | 9,525,000 | 9,208,000 | 8,777,000 |
| Total capital | 10,150,000 | 9,829,000 | 9,588,000 | 9,203,000 |
| Risk-weighted assets | 17,762,000 | 25,787,000 | 32,393,000 | 36,237,000 |