Call reports 2003
CALIFORNIA COMMUNITY BANK — 2003
What CALIFORNIA COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Total assets | 15,047,000 | 22,117,000 |
| Total loans | 520,000 | 10,191,000 |
| Allowance for loan losses | 15,000 | 128,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 4,004,000 | 11,649,000 |
| Interest-bearing deposits | 3,310,000 | 6,565,000 |
| Noninterest-bearing deposits | 694,000 | 5,084,000 |
| Equity capital | 10,930,000 | 10,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Interest income | 43,000 | 142,000 |
| Interest expense | 7,000 | 20,000 |
| Net interest income | 36,000 | 122,000 |
| Noninterest income | 0 | 5,000 |
| Noninterest expense | 1,191,000 | 1,723,000 |
| Provision for loan losses | 15,000 | 128,000 |
| Pretax income | -1,170,000 | -1,724,000 |
| Income tax | 0 | 0 |
| Net income | -1,170,000 | -1,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Tier 1 capital | 10,930,000 | 10,376,000 |
| Total capital | 10,945,000 | 10,504,000 |
| Risk-weighted assets | 3,911,000 | 12,302,000 |