Call reports 2020
BANK OF FEATHER RIVER — 2020
What BANK OF FEATHER RIVER reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 146,322,000 | 181,758,000 | 184,409,000 | 181,605,000 |
| Total loans | 117,496,000 | 153,289,000 | 156,076,000 | 155,284,000 |
| Allowance for loan losses | 1,504,000 | 1,704,000 | 1,754,000 | 1,654,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,576,000 | 150,419,000 | 150,532,000 | 154,588,000 |
| Interest-bearing deposits | 92,996,000 | 99,695,000 | 104,287,000 | 103,883,000 |
| Noninterest-bearing deposits | 24,580,000 | 50,724,000 | 46,245,000 | 50,705,000 |
| Equity capital | 15,678,000 | 16,489,000 | 16,736,000 | 17,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,823,000 | 3,701,000 | 5,765,000 | 7,844,000 |
| Interest expense | 317,000 | 562,000 | 763,000 | 911,000 |
| Net interest income | 1,506,000 | 3,139,000 | 5,002,000 | 6,933,000 |
| Noninterest income | 143,000 | 281,000 | 419,000 | 571,000 |
| Noninterest expense | 1,038,000 | 1,465,000 | 3,069,000 | 4,370,000 |
| Provision for loan losses | 50,000 | 250,000 | 300,000 | 200,000 |
| Pretax income | 561,000 | 1,705,000 | 2,052,000 | 2,934,000 |
| Income tax | 162,000 | 496,000 | 595,000 | 851,000 |
| Net income | 399,000 | 1,209,000 | 1,457,000 | 2,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,678,000 | 16,488,000 | 16,736,000 | 17,414,000 |