Call reports 2019
BANK OF FEATHER RIVER — 2019
What BANK OF FEATHER RIVER reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 126,221,000 | 128,632,000 | 135,667,000 | 145,321,000 |
| Total loans | 106,028,000 | 108,018,000 | 113,505,000 | 110,885,000 |
| Allowance for loan losses | 1,403,000 | 1,403,000 | 1,448,000 | 1,448,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,144,000 | 101,319,000 | 105,819,000 | 114,953,000 |
| Interest-bearing deposits | 83,538,000 | 79,248,000 | 83,034,000 | 90,059,000 |
| Noninterest-bearing deposits | 19,606,000 | 22,071,000 | 22,786,000 | 24,894,000 |
| Equity capital | 13,984,000 | 14,432,000 | 14,839,000 | 15,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,785,000 | 3,621,000 | 5,460,000 | 7,303,000 |
| Interest expense | 308,000 | 632,000 | 960,000 | 1,318,000 |
| Net interest income | 1,477,000 | 2,989,000 | 4,500,000 | 5,985,000 |
| Noninterest income | 131,000 | 258,000 | 404,000 | 556,000 |
| Noninterest expense | 905,000 | 1,914,000 | 2,949,000 | 4,084,000 |
| Provision for loan losses | 50,000 | 50,000 | 100,000 | 100,000 |
| Pretax income | 653,000 | 1,283,000 | 1,855,000 | 2,357,000 |
| Income tax | 190,000 | 372,000 | 537,000 | 651,000 |
| Net income | 463,000 | 911,000 | 1,318,000 | 1,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,984,000 | 14,432,000 | 14,839,000 | 15,279,000 |
| Total capital | 15,418,000 | 15,866,000 | 16,318,000 | 16,758,000 |
| Risk-weighted assets | 117,333,000 | 119,079,000 | 124,097,000 | 122,149,000 |