Call reports 2018
BANK OF FEATHER RIVER — 2018
What BANK OF FEATHER RIVER reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 115,880,000 | 114,134,000 | 116,588,000 | 124,152,000 |
| Total loans | 94,306,000 | 99,020,000 | 98,898,000 | 103,657,000 |
| Allowance for loan losses | 1,273,000 | 1,303,000 | 1,303,000 | 1,353,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,735,000 | 92,374,000 | 94,168,000 | 101,415,000 |
| Interest-bearing deposits | 76,398,000 | 73,009,000 | 71,943,000 | 79,646,000 |
| Noninterest-bearing deposits | 20,338,000 | 19,365,000 | 22,226,000 | 21,769,000 |
| Equity capital | 12,227,000 | 12,601,000 | 13,030,000 | 13,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,505,000 | 3,069,000 | 4,686,000 | 6,354,000 |
| Interest expense | 172,000 | 359,000 | 588,000 | 843,000 |
| Net interest income | 1,333,000 | 2,710,000 | 4,098,000 | 5,511,000 |
| Noninterest income | 127,000 | 236,000 | 354,000 | 464,000 |
| Noninterest expense | 939,000 | 1,852,000 | 2,752,000 | 3,753,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 80,000 |
| Pretax income | 521,000 | 1,064,000 | 1,670,000 | 2,142,000 |
| Income tax | 153,000 | 312,000 | 489,000 | 505,000 |
| Net income | 368,000 | 752,000 | 1,181,000 | 1,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,227,000 | 12,601,000 | 13,030,000 | 13,521,000 |
| Total capital | 13,501,000 | 13,913,000 | 14,351,000 | 14,905,000 |
| Risk-weighted assets | 101,899,000 | 104,956,000 | 105,629,000 | 112,956,000 |