Call reports 2017
BANK OF FEATHER RIVER — 2017
What BANK OF FEATHER RIVER reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 98,069,000 | 99,526,000 | 110,955,000 | 122,138,000 |
| Total loans | 76,476,000 | 88,510,000 | 93,940,000 | 95,334,000 |
| Allowance for loan losses | 1,013,000 | 1,139,000 | 1,264,000 | 1,273,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,328,000 | 81,691,000 | 87,714,000 | 98,555,000 |
| Interest-bearing deposits | 70,025,000 | 64,441,000 | 70,676,000 | 76,575,000 |
| Noninterest-bearing deposits | 16,304,000 | 17,250,000 | 17,037,000 | 21,980,000 |
| Equity capital | 11,184,000 | 11,405,000 | 11,602,000 | 11,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,161,000 | 2,443,000 | 3,898,000 | 5,413,000 |
| Interest expense | 82,000 | 168,000 | 302,000 | 477,000 |
| Net interest income | 1,079,000 | 2,275,000 | 3,596,000 | 4,936,000 |
| Noninterest income | 151,000 | 268,000 | 356,000 | 455,000 |
| Noninterest expense | 813,000 | 1,623,000 | 2,483,000 | 3,206,000 |
| Provision for loan losses | 0 | 125,000 | 255,000 | 265,000 |
| Pretax income | 417,000 | 795,000 | 1,214,000 | 1,920,000 |
| Income tax | 192,000 | 348,000 | 522,000 | 992,000 |
| Net income | 225,000 | 447,000 | 692,000 | 928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,184,000 | 11,405,000 | 11,602,000 | 11,859,000 |
| Total capital | 12,180,000 | 12,575,000 | 12,827,000 | 13,150,000 |
| Risk-weighted assets | 79,640,000 | 94,139,000 | 97,890,000 | 103,303,000 |