Call reports 2016
BANK OF FEATHER RIVER — 2016
What BANK OF FEATHER RIVER reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 78,034,000 | 85,195,000 | 91,084,000 | 94,881,000 |
| Total loans | 64,713,000 | 73,124,000 | 73,176,000 | 72,238,000 |
| Allowance for loan losses | 839,000 | 994,000 | 1,014,000 | 1,014,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,511,000 | 74,376,000 | 80,035,000 | 83,555,000 |
| Interest-bearing deposits | 55,307,000 | 62,288,000 | 63,803,000 | 66,864,000 |
| Noninterest-bearing deposits | 12,204,000 | 12,089,000 | 16,232,000 | 16,691,000 |
| Equity capital | 10,281,000 | 10,532,000 | 10,741,000 | 10,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 991,000 | 2,090,000 | 3,274,000 | 4,415,000 |
| Interest expense | 60,000 | 127,000 | 205,000 | 284,000 |
| Net interest income | 931,000 | 1,963,000 | 3,069,000 | 4,131,000 |
| Noninterest income | 222,000 | 494,000 | 576,000 | 659,000 |
| Noninterest expense | 708,000 | 1,428,000 | 2,234,000 | 3,017,000 |
| Provision for loan losses | 48,000 | 203,000 | 223,000 | 223,000 |
| Pretax income | 397,000 | 826,000 | 1,188,000 | 1,550,000 |
| Income tax | 166,000 | 345,000 | 497,000 | 651,000 |
| Net income | 231,000 | 481,000 | 691,000 | 899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,281,000 | 10,532,000 | 10,741,000 | 10,959,000 |
| Total capital | 11,106,000 | 11,470,000 | 11,678,000 | 11,903,000 |
| Risk-weighted assets | 65,985,000 | 74,959,000 | 74,846,000 | 75,415,000 |